Life Insurance Guidance from a Registered Nurse
Compare coverage options with a licensed advisor who understands your family's health and financial needs. Fast quotes. Honest guidance. English and Spanish.
500+
Families Protected
15+
Years Experience
$50M+
Coverage Placed
Meet Carolyn Sime
Carolyn Sime, MSN
Founder & CEO — The Health & Wealth Group
Carolyn Sime, MSN, is a registered nurse and licensed insurance advisor who founded The Health & Wealth Group to help families protect what matters most.
Her nursing background gives her a unique perspective — she's seen firsthand how quickly life can change, and she brings that care-centered approach to every insurance conversation.
Get My Free Quote"Family is everything. My mission is to help families protect their legacy and secure their children's futures, no matter what life brings."
— Carolyn Sime, MSN | Registered Nurse & Licensed Insurance Advisor
NPN: 21295925
Compassionate Care
Community Focused
Find the Right Life Insurance
Every family is different. Let me help you choose the plan that fits your life.
Term Life Insurance
Affordable protection for a specific period — ideal for young families, mortgages, or income replacement.
Starting at ~$15/month
Whole Life Insurance
Lifelong coverage with a cash value component that grows over time. Your premium never increases.
Starting at ~$50/month
Universal Life Insurance
Flexible premiums and death benefits that adjust to your changing needs throughout life.
Starting at ~$35/month
Estimate Your Monthly Premium
Get a quick ballpark estimate based on your profile. Your actual rate may be lower!
Estimated Monthly Premium
~$158 – $214 /yr
This is an estimate only. Actual rates depend on health, lifestyle, and carrier underwriting. Contact me for an accurate personalized quote.
Get My Free QuoteWhat Our Clients Say
Real families, real protection, real peace of mind.
“Carolyn made the whole process so easy. She explained everything in Spanish and found me a plan I could actually afford. My family is finally protected.”
Maria G.
Atlanta, GA
Trusted Partners
Myths vs. Facts
Don't let misconceptions keep your family unprotected.
Myth
“I'm too young to need life insurance”
Fact
The younger you are, the lower your premiums. Locking in a rate now saves you thousands over your lifetime.
Myth
“Life insurance is too expensive”
Fact
A healthy 30-year-old can get $250,000 in term coverage for about $15/month — less than your streaming subscriptions.
Myth
“My employer coverage is enough”
Fact
Employer policies typically cover 1-2x your salary and disappear when you leave. You need personal coverage you own.
Myth
“I'm single, so I don't need it”
Fact
Life insurance can cover your debts, funeral costs, and even fund a legacy gift. Plus, rates are cheapest when you're young and healthy.
Frequently Asked Questions
A common guideline is 10-15x your annual income. I'll help you calculate the right amount based on your debts, dependents, income, and goals.
Ready to Protect Your Family?
Fill out the form below and I'll get back to you within 24 hours with a personalized recommendation.
Talk to Carolyn
Pick a time that works for you. No pressure, no obligation — just an honest conversation about protecting your family.
Talk to Carolyn
Pick a time that works for you. No pressure, no obligation — just an honest conversation about protecting your family.
Talk to CarolynPrefer to call directly?
(404) 680-8890